Frequently asked questions
EMI stands for Equated Monthly Instalments (EMIs), which is the fixed amount paid towards your personal loan repayment.It consists of both principal components and interest amounts. It gives you the ease and benefit of paying back the personal loan amount in smaller and easy instalments.
Yes, there are part-prepayment charges applicable on personal loans. For term Loan part pre-payment charge of up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment. For the Flexi Term Loan (Flexi Dropline) and Flexi Hybrid part pre-payment charges are not applicable.
With Rohini Financial Services, you can avail up to Rs. 55 lakh with a host of benefits and at attractive interest rates. However, the final amount of your personal loan depends on your eligibility and factors such as your CIBIL score, monthly income, employers and others.