Rohini Financial Services – Project Loan Eligibility
Who Can Apply?
Our Project Loan is designed to support businesses and individuals who want to fund large or small projects. You may be eligible if you fall under the following categories:
- Business Owners / Entrepreneurs – Planning to start or expand a project.
- Companies / SMEs / Startups – Looking for capital for infrastructure, equipment, or operations.
- Professionals & Contractors – Engaged in projects requiring dedicated funding.
Basic Eligibility Criteria
- Age – Applicant must be 21 to 65 years old (at the time of loan maturity).
- Business Vintage – Minimum 2–3 years of business operations (for business loans).
- Credit History – A good CIBIL score (typically 650+) improves loan approval chances.
- Repayment Capacity – Stable income or cash flow to support EMI payments.
- Project Feasibility – Viable business/project plan with clear funding requirements.
- Documentation – Valid ID, address proof, financial statements, and project details.
Why Eligibility Matters
- Ensures faster approval of your loan.
- Helps determine the maximum loan amount you can avail.
- Builds confidence with lenders by showing financial stability.