Company Loan Interest Rates & Charges
At Rohini Financial Services, we believe in complete transparency when it comes to financing your business. Our Company Loan interest rates and charges are structured to provide affordable and flexible funding options, ensuring your company’s financial needs are met without hidden costs.
Company Loan Interest Rates
- Starting Rate: As low as 10% p.a. (may vary based on business profile and lender).
- Range: Typically 10% to 18% p.a. depending on creditworthiness, loan type, and tenure.
- Type of Interest: Fixed or reducing balance method (as per loan agreement).
Factors Affecting Your Interest Rate:
- Company’s credit score & financial stability
- Annual turnover and profitability
- Loan amount & repayment tenure
- Collateral availability (secured vs unsecured loan)
- Relationship with lender / past repayment history
Company Loan Charges
1. Processing Fee
Ranges from 1% to 3% of the sanctioned loan amount (one-time, non-refundable).
2. Prepayment / Foreclosure Charges
Generally 2% to 5% of outstanding principal (varies by lender).
3. Penal Charges
Applied for delayed EMI payments (usually 2% to 3% extra per month on overdue amount).
4. Documentation / Legal Charges
Applicable only in case of secured loans or special legal verification requirements.
5. Other Charges
Stamp duty and GST applicable as per government rules.