Check Your Eligibility Before You Apply
At Rohini Financial Services, we make it easier for aspiring students to fund their higher education dreams. Whether you’re planning to study in India or abroad, our Degree Loan offers simple eligibility criteria and flexible terms — so you can focus on learning, not worrying about finances.
✅ Basic Eligibility Criteria
To apply for a Degree Loan with Rohini Financial Services, the applicant must meet the following conditions:
| Criteria | Eligibility Details |
|---|---|
| Nationality | Indian citizen (Resident or Non-Resident Indian) |
| Age Limit | 18 years and above (Co-applicant required if below 18 years) |
| Academic Qualification | Must have secured admission to a recognized university, college, or professional institution in India or abroad |
| Course Type | Undergraduate, Postgraduate, or Professional degree programs (Engineering, Medicine, Management, Law, Finance, etc.) |
| Co-Applicant Requirement | Parent, guardian, or spouse with a stable income can act as co-applicant |
| Minimum Income (for co-applicant) | Minimum monthly income of ₹15,000 or above (may vary based on loan amount) |
| Credit Score | Minimum CIBIL score of 650 and above for co-applicant preferred |
| Collateral (if applicable) | Required for higher loan amounts as per policy |
🎓 Who Can Apply?
You can apply for a Degree Loan if you are:
- A student who has secured admission to an approved course or institution
- A parent or guardian applying on behalf of the student
- A working professional pursuing a higher or professional degree for career advancement
📋 Documents Required
To make the application process smooth and quick, keep the following documents ready:
🔹 For Student (Applicant)
Admission letter or proof of enrollment
Academic records (mark sheets, certificates)
KYC documents – PAN, Aadhaar, passport-size photo
🔹 For Co-Applicant (Parent / Guardian / Spouse)
KYC documents – PAN, Aadhaar, address proof
Income proof – Salary slips, Form 16, ITR, or bank statements
Employment proof – ID card / employer certificate
🔹 For Collateral (if applicable)
Property documents, valuation report, and ownership proof
💡 Tips to Improve Your Eligibility
Maintain a good credit score
Apply with a co-applicant who has stable income
Choose a reputed institution or government-approved program
Provide accurate and complete documentation