Check If You Qualify for Hassle-Free Professional Financing
At Rohini Financial Services, we’re committed to empowering engineers and architects by offering easy access to professional loans. Our Engineer & Architecture Loan comes with simple eligibility criteria, ensuring that qualified professionals can focus on their projects while we take care of their financial needs.
✅ Basic Eligibility Criteria
| Criteria | Eligibility Details |
|---|---|
| Applicant Type | Self-employed or salaried engineers, architects, interior designers, or construction consultants |
| Nationality | Indian citizen (Resident or Non-Resident Indian) |
| Age Limit | Minimum 22 years and maximum 65 years (at the time of loan maturity) |
| Professional Qualification | Must hold a recognized degree/diploma in Engineering or Architecture from a UGC/AICTE approved institution |
| Experience | Minimum 1 year of work experience (for salaried professionals) or 2 years in business (for self-employed individuals) |
| Minimum Income | ₹20,000 per month (for salaried) or ₹3 lakh annual turnover (for self-employed) |
| Credit Score | Minimum CIBIL score of 650 or above preferred |
| Loan Amount | Up to ₹50 lakh (depending on eligibility and profile) |
| Collateral | Not required for unsecured loans (required for higher loan amounts) |
- 👷 Who Can Apply?
- The following professionals are eligible to apply for a Rohini Financial Services Engineer & Architecture Loan:
- Civil Engineers
- Mechanical or Electrical Engineers
- Structural Engineers
- Architects & Interior Designers
- Construction & Project Consultants
- Surveyors and Design Experts
- 🧾 Documents Required
- 🔹 For Identity and Address Verification
- PAN Card
- Aadhaar Card / Passport / Voter ID / Driving License
- 🔹 For Income Verification
- Latest 3 months’ salary slips (for salaried applicants)
- Bank statements (last 6 months)
- Income Tax Returns (last 2 years for self-employed)
- Business financials (Balance Sheet, P&L, etc., if applicable)
- 🔹 For Professional Proof
- Degree or Diploma certificate in Engineering or Architecture
- Registration certificate with COA (Council of Architecture) or professional body
- 🔹 For Business Applicants
- GST registration / Trade license
- Office address proof
- Business continuity proof (min. 2 years)
- 💡 Tips to Improve Loan Eligibility
- Maintain a good credit score (700+)
- Keep stable income or business turnover records
- Apply with a shorter tenure to increase approval chances
- Provide accurate documents to avoid processing delays