Get the Right Funding for Your Business – Fast and Simple
- At Rohini Financial Services, we make the process of getting a Commercial Loan quick, transparent, and hassle-free. Whether you need funds to expand operations, upgrade equipment, manage working capital, or launch a new project — our easy loan application process ensures you get the support you need with minimal paperwork and maximum convenience.
- Step-by-Step Guide to Apply for a Commercial Loan
- Step 1: Check Your Eligibility
- Before applying, review our Commercial Loan Eligibility criteria to ensure your business qualifies.
Basic requirements include: - Minimum business vintage of 2–3 years
- Stable revenue and healthy credit profile
- Valid business registration and financial records
- If you’re unsure, our loan advisors can help you assess your eligibility instantly.
- Step 2: Choose the Right Loan Option
- Select the Commercial Loan that fits your business needs — whether it’s for:
- Business expansion
- Infrastructure development
- Machinery or equipment purchase
- Working capital requirements
- Construction or project finance
- Our experts can help you tailor the right loan type and tenure for your goals.
- Step 3: Prepare the Required Documents
- Keep the necessary documents ready to speed up approval:
- KYC documents (PAN, Aadhaar, business registration proof)
- Financial statements (Profit & Loss, Balance Sheet, ITRs)
- Bank statements (6–12 months)
- Collateral documents (if applicable)
- Loan application form
- Our team will guide you through any additional requirements based on your loan type.
- Step 4: Submit Your Application
- You can apply in two ways:
- Online: Fill out our secure Commercial Loan Application Form on the website.
- Offline: Visit your nearest Rohini Financial Services branch and apply in person.
- Our representatives will verify your details and assist you throughout the process.
- Step 5: Verification and Approval
- Once your application and documents are submitted, our credit and risk teams will:
- Verify your details
- Assess your creditworthiness
- Evaluate your business performance
- You’ll receive a loan approval decision within a short time frame — often within a few working days.
- Step 6: Loan Disbursal
- After approval, funds are disbursed directly to your business account, enabling you to use them immediately for your intended purpose.
Our transparent disbursal process ensures no hidden fees or delays.