Gold Loan Calculator
Plan your loan smartly before you apply! The Gold Loan Calculator by Rohini Financial Services helps you estimate how much loan amount you can avail against your gold instantly. Simply enter your gold weight, purity (karat), and the current market price of gold to know your eligible loan value and approximate EMI — all within seconds.
What is a Gold Loan Calculator?
A Gold Loan Calculator is a simple and accurate online tool that helps you determine:
The maximum loan amount you can get based on your gold’s purity and weight.
The EMI amount for a selected interest rate and tenure.
The total repayment amount over your chosen period.
It helps you plan your finances better and make informed decisions before applying for your loan.
⚙️ How to Use the Gold Loan Calculator
Follow these easy steps to calculate your loan value and EMI:
Enter Gold Weight – Mention the total weight of your gold ornaments (in grams).
Select Purity (in Karats) – Choose the gold purity (18K, 20K, 22K, or 24K).
Enter the Market Price of Gold – The calculator automatically fetches the current gold rate per gram or allows you to input manually.
Select Loan-to-Value (LTV) Ratio – Choose up to 90% of your gold’s value.
Enter Interest Rate & Tenure – Set the applicable rate and duration to calculate your monthly EMI.
View Results – Instantly see your eligible loan amount, EMI, total interest, and repayment amount.
📊 Benefits of Using the Gold Loan Calculator
🔹 Instant Estimation
Get accurate loan and EMI details in seconds without any manual calculations.
🔹 Helps Plan Finances
Understand your repayment capacity and choose the right tenure and amount.
🔹 Compare Loan Options
Try different gold weights, rates, or tenures to find the best-suited plan.
🔹 Free and User-Friendly
Use the calculator anytime, anywhere — free of cost, with instant results.
🔹 Transparency Guaranteed
Know exactly how much you’ll borrow and repay — no hidden surprises.
💰 Example Calculation
Let’s assume:
Gold Weight: 100 grams (22K purity)
Market Price: ₹5,800 per gram
Loan-to-Value Ratio: 90%
Interest Rate: 10.50% p.a.
Tenure: 12 months
Loan Value = ₹5,22,000
Monthly EMI ≈ ₹46,000
(Note: Actual loan value and EMI depend on purity, market price, and lender’s policy.)
💼 Why Use Rohini Financial Services’ Gold Loan Calculator?
100% accurate and easy to use
Real-time gold rate integration
Compare multiple loan options instantly
Helps you plan repayment conveniently
Transparent, reliable, and secure tool