Working Capital Loan Eligibility – Check Your Qualification
Before applying for a Working Capital Loan with Rohini Financial Services, it’s important to understand the basic eligibility criteria.
We offer flexible and transparent financing solutions to help businesses of all sizes maintain smooth operations and healthy cash flow.
Basic Eligibility Criteria
✅ Business Type
Proprietorships, Partnerships, LLPs, Private Limited & Limited Companies
Traders, manufacturers, retailers, and service providers
✅ Business Vintage
Minimum 1 year of continuous business operations with stable turnover
✅ Turnover Requirement
Minimum annual turnover of ₹20 lakhs and above (may vary by profile)
✅ Credit Score
Preferably CIBIL score of 650+ or equivalent business credit score
✅ Profitability
The business should be generating consistent income or show potential for growth
✅ Existing Liabilities
Overall debt levels should be manageable and not over-leveraged
✅ Nationality
Indian citizens and businesses registered in India are eligible
Documents Required
📄 For Business Owners / Applicants
PAN, Aadhaar, and address proof
Latest passport-size photograph
🏢 For Business Entity
GST registration certificate / Udyam Registration / Business license
Bank statements (last 6–12 months)
ITR and financial statements (Profit & Loss, Balance Sheet) for 1–2 years
Proof of business address and ownership
Partnership deed / MOA / AOA (if applicable)
Factors That Influence Eligibility
Business cash flow and repayment capacity
Credit history and past repayment records
Nature and stability of business
Relationship with customers and suppliers
Existing financial obligations
Tips to Improve Your Eligibility
💼 Maintain healthy credit scores and timely payments
📊 Keep financial records updated and organized
💰 Show consistent business growth and profitability
📄 Submit complete documentation for faster approvals
Check Your Eligibility Instantly
With Rohini Financial Services, finding out your Working Capital Loan Eligibility is simple and hassle-free.
Our experts analyze your business profile and help you secure the best funding option with minimal paperwork and quick disbursal.
📞 Call Now or Apply Online to check your eligibility and get approved in just a few hours!