Working Capital Loan – Interest Rates & Charges
At Rohini Financial Services, we provide Working Capital Loans with flexible terms, competitive interest rates, and complete transparency.
Our goal is to help businesses maintain healthy cash flow without worrying about hidden fees or complicated costs.
Current Interest Rates
💰 Interest Rate Range: Starting from 10.99% p.a. (may vary based on business profile, turnover, and credit score)
📅 Loan Tenure: From 12 to 60 months
💼 Loan Amount: Up to ₹50 lakhs (or higher based on business eligibility)
Final interest rate and terms depend on your business performance, financial stability, and repayment capacity.
Applicable Charges
| Charge Type | Details |
|---|---|
| Processing Fee | 1% – 2% of the loan amount (non-refundable) |
| Documentation Charges | ₹500 – ₹2,000 depending on loan value |
| Prepayment / Foreclosure | Nil or minimal (as per agreement terms) |
| Late Payment Penalty | 2% per month on overdue amount |
| Cheque / ECS Bounce Fee | ₹500 per instance |
| Stamp Duty / Agreement Fee | As per state regulations |
| Legal / Verification Charges | Applicable only if additional verification is required |
Why Choose Rohini Financial Services
⚡ Competitive & Transparent Rates – No hidden costs or confusing terms
💼 Flexible Repayment Options – Tailored to your business cash flow cycle
📊 Quick Approvals – Funds disbursed within 24–48 hours after approval
👨💼 Expert Support – End-to-end assistance from our financial specialists
- Plan Your Loan Smartly
- Use our Working Capital Loan Calculator to estimate your EMI, total interest, and repayment amount before applying.
With Rohini Financial Services, you can make confident, well-informed financial decisions that help your business grow. - 📞 Call Now or Apply Online to get your customized working capital loan offer today!