Machinery Loan Eligibility – Check If You Qualify
Before applying for a Machinery Loan with Rohini Financial Services, it’s important to know whether your business meets the basic eligibility requirements.
Our machinery finance solutions are designed to support businesses across industries — helping them upgrade technology, improve productivity, and boost profits.
Basic Eligibility Criteria
✅ Business Type
Proprietorships, Partnerships, LLPs, Private Limited & Limited Companies
Manufacturers, traders, contractors, and service providers
✅ Business Vintage
Minimum 1 year of operations with stable business performance
✅ Turnover Requirement
Minimum annual turnover of ₹20 lakhs and above (depending on loan amount)
✅ Credit Score
A CIBIL score of 650+ is preferred for faster approval
✅ Profitability
The business should demonstrate consistent cash flow and repayment capacity
✅ Nationality
Applicant must be an Indian resident or business registered in India
Documents Required
📄 KYC Documents (Individual / Business)
PAN card, Aadhaar card, and address proof
🏢 Business Documents
GST registration / Udyam certificate / Business license
Bank statements (last 6–12 months)
ITR and financial statements (Balance Sheet, P&L) for 1–2 years
Machinery quotation or proforma invoice from supplier
Proof of business address and ownership
Factors That Influence Eligibility
Credit and repayment history
Business turnover and cash flow
Nature of industry and machinery type
Existing liabilities or ongoing loans
Collateral availability (if applicable)
Tips to Improve Your Eligibility
💼 Maintain consistent business income and healthy cash flow
📊 Keep financial records updated and transparent
💰 Reduce existing debts before applying
📄 Submit complete documentation for quick processing
🏦 Maintain a good relationship with your bank or financial partner
Check Your Eligibility Today
With Rohini Financial Services, getting a Machinery Loan is simple, fast, and transparent.
Our experts will evaluate your business profile and help you get the best loan amount at competitive interest rates.
📞 Call Now or Apply Online to check your machinery loan eligibility instantly!