Machinery Loan – Interest Rates & Charges
At Rohini Financial Services, we offer Machinery Loans at affordable interest rates with full transparency and flexible repayment options.
Our goal is to make it easy for businesses to purchase or upgrade equipment without financial strain — helping you boost productivity and stay competitive.
Current Interest Rates
💰 Interest Rate Range: Starting from 10.99% p.a. (may vary depending on business profile, turnover, and machinery type)
📅 Loan Tenure: From 12 months to 84 months (1–7 years)
💼 Loan Amount: Up to ₹5 crores or more, based on eligibility and business performance
The final rate of interest depends on factors such as your business turnover, credit score, loan amount, machinery value, and repayment history.
Applicable Charges
| Charge Type | Details |
|---|---|
| Processing Fee | 1% – 2% of the loan amount (non-refundable) |
| Documentation Charges | ₹500 – ₹2,000 based on loan size |
| Prepayment / Foreclosure | Nil or minimal charges (subject to loan terms) |
| Late Payment Penalty | 2% per month on the overdue amount |
| Cheque / ECS Bounce Fee | ₹500 per instance |
| Legal / Verification Fee | Applicable if additional due diligence is required |
| Stamp Duty / Agreement Fee | As per state laws and regulations |
Why Choose Rohini Financial Services
- ⚙️ Affordable & Transparent Rates – No hidden charges or extra costs
- ⚡ Fast Approval & Disbursal – Get funding in 48–72 hours
- 💼 Flexible Repayment Options – Choose terms that suit your cash flow
- 📄 Minimal Documentation – Hassle-free process for quick approval
- 👨💼 Expert Financial Guidance – End-to-end support for all machinery finance needs
Plan Your Machinery Investment Smartly
Use our Machinery Loan Calculator to estimate your EMI, total interest, and repayment schedule before applying.
With Rohini Financial Services, you get clarity, flexibility, and competitive rates to power your business growth.
📞 Call Now or Apply Online to get your personalized machinery loan offer today!