Commercial Purchase Loan Eligibility – Check Your Qualification
Before applying for a Commercial Purchase Loan with Rohini Financial Services, it’s important to know the basic eligibility criteria.
We make it simple and transparent for business owners, professionals, and enterprises to qualify for property financing and take their business to the next level.
Basic Eligibility Criteria
✅ Applicant Type
Self-employed individuals and professionals (Doctors, Architects, CAs, etc.)
Business owners, traders, manufacturers, and service providers
Private Limited Companies, LLPs, and Partnership Firms
✅ Business Vintage
Minimum 2 years of stable business operations with regular income
✅ Age Criteria
Minimum 25 years at the time of application
Maximum 65 years at loan maturity
✅ Credit Score
A CIBIL score of 650+ is preferred for smooth approval
✅ Income Stability
Consistent cash flow and proven repayment capacity are essential
✅ Property Type
The property must be commercially approved and legally clear
✅ Nationality
Indian citizens and businesses registered in India are eligible
Documents Required
📄 KYC Documents (Individual / Business)
PAN card, Aadhaar card, and address proof
🏢 Business & Financial Documents
GST certificate / Business registration proof
ITR and financial statements (Balance Sheet & Profit & Loss) for last 2 years
Bank statements (last 6–12 months)
Property documents (Title deed, Agreement to Sell, Allotment letter, etc.)
Proof of business ownership or partnership (MOA, AOA, Partnership Deed, etc.)
Factors Affecting Eligibility
Applicant’s credit score and repayment history
Business turnover and annual income
Market value and legal status of the property
Existing financial obligations
Age and stability of the business
Tips to Improve Eligibility
📊 Maintain a good credit score and pay EMIs on time
💰 Keep your business financials strong and up to date
📄 Provide complete documentation for faster processing
🏢 Choose properties that are legally approved and valued correctly
Check Your Eligibility Instantly
At Rohini Financial Services, we make it easy to assess your Commercial Purchase Loan Eligibility.
Our financial experts will evaluate your profile and property to help you secure the best loan amount at competitive interest rates.
📞 Call Now or Apply Online to check your eligibility and get pre-approved today!