Partnership Loan Interest Rate and Charges
At Rohini Financial Services, we understand that every partnership firm has unique financial needs.
That’s why our Partnership Loans come with competitive interest rates, flexible repayment options, and transparent charges, ensuring affordability and clarity from start to finish.
Interest Rates on Partnership Loans
💰 Attractive Interest Rates Starting from 10.99% p.a.
Your interest rate is determined based on the firm’s creditworthiness, turnover, loan amount, and repayment tenure.
Typical Range:
- Interest Rate: 10.99% – 18% p.a.
- Loan Amount: ₹5 lakh to ₹50 lakh (or higher, based on eligibility)
- Tenure: 12 to 60 months
- Processing Fee: 1% – 2% of the loan amount
💡 Better credit score and consistent business performance can help you secure a lower interest rate.
Other Applicable Charges
| Charge Type | Description | Applicable Rate / Details |
|---|---|---|
| Processing Fee | One-time non-refundable fee | 1% – 2% of sanctioned loan |
| Stamp Duty | As per state government regulations | Actuals |
| Prepayment Charges | For early loan closure | Up to 2% (may be waived for select clients) |
| Late Payment Fee | Charged on overdue EMI | 2% per month on outstanding amount |
| Bounce Charges | For failed EMI debit or cheque return | ₹500 – ₹1,000 per instance |
Factors Affecting Interest Rate
📊 Firm’s Credit History – A good CIBIL score (650+) leads to better loan terms.
💼 Business Vintage – Older and stable firms qualify for lower rates.
📈 Turnover & Profitability – Higher turnover and consistent profits improve eligibility.
💰 Loan Amount & Tenure – Shorter tenures and smaller loans may carry lower rates.
👨💼 Co-Partner Profiles – The financial strength of all partners impacts the final rate.
Why Choose Rohini Financial Services
✔️ Transparent pricing with no hidden charges
✔️ Fast approval and quick disbursal
✔️ Tailored loan solutions for partnership firms
✔️ Dedicated support from financial experts
Get Affordable Funding for Your Partnership Firm
With Rohini Financial Services, you can access business loans designed for growth — with flexible repayment plans, transparent terms, and complete peace of mind.
📞 Call Now or 💻 Apply Online to check your eligibility and get the best Partnership Loan interest rate today!