FD Loan Features – Rohini Financial Services
A Loan Against Fixed Deposit (FD Loan) from Rohini Financial Services gives you quick access to funds without breaking your savings. It’s the perfect blend of liquidity, low interest, and financial security — helping you meet urgent needs while your FD continues to earn interest.
🌟 Key Features of FD Loan
Loan up to 90% of FD Value
Get financing up to 90% of your FD amount without withdrawing or closing it.
Low Interest Rate
Pay just 1% to 2% higher than your FD interest rate — much lower than personal loan rates.
Quick Disbursal
Enjoy fast approval and same-day fund transfer into your account.
No Credit Check Needed
Since your FD acts as collateral, you don’t need a high CIBIL score.
Flexible Repayment Options
Choose between overdraft or EMI-based repayment — whichever suits your cash flow.
Continued FD Benefits
Your Fixed Deposit keeps earning interest even while you use the loan amount.
No Prepayment Penalty
Repay early at your convenience without any extra charges.
Minimal Documentation
Apply easily with just your FD details and basic ID proof.
Available for Individuals & Businesses
Ideal for both personal and commercial financial needs.
Secure & Hassle-Free
Your FD is your only collateral — no additional security required.
💼 Smart Financing Backed by Your Own Savings
A Loan Against FD is one of the most cost-effective borrowing options.
With Rohini Financial Services, you can access funds instantly, keep your savings intact, and enjoy complete financial peace of mind.
📞 Contact Us or 💻 Apply Online to unlock your FD’s value today!