FD Loan Eligibility – Rohini Financial Services
A Loan Against Fixed Deposit (FD Loan) is one of the easiest and most accessible types of secured loans. At Rohini Financial Services, we ensure that any individual or business with a valid Fixed Deposit can avail funding quickly — without lengthy paperwork or strict eligibility conditions.
✅ Basic Eligibility Criteria
FD Holder Requirement
The applicant must hold an active Fixed Deposit with the partnering bank or financial institution.
Eligible Applicants
Individual FD holders
Joint FD holders (with consent from all account holders)
Companies, firms, or trusts with Fixed Deposits in their name
Age Limit
Minimum: 18 years
Maximum: 65 years (at the time of loan maturity)
Loan Amount
You can avail up to 90% of your FD’s current value.
Tenure
The loan tenure is generally aligned with your FD maturity date.
Credit Score
No specific CIBIL score required — your FD serves as full security.
Financial Stability
The FD must be lien-marked in favor of the lender until repayment completion.
📄 Required Documents
Fixed Deposit receipt or certificate
Valid KYC (Aadhaar, PAN, or Passport)
Bank account details
Application form (online or offline)
Consent letter (in case of joint FD)
💡 Quick Tip
If you already have a Fixed Deposit, you’re most likely eligible for an FD Loan! It’s the simplest way to access quick funds without affecting your savings.
🚀 Apply Easily with Rohini Financial Services
No long forms, no waiting, no stress — just fast approval and instant funding.
Apply for an FD Loan today with Rohini Financial Services and enjoy financial flexibility while your FD continues to grow.
📞 Call Us Now or 💻 Apply Online to check your eligibility in minutes!