Business Loan eligibility and documents

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Eligibility criteria and documents required

Anyone can apply for our business loan if they meet the five basic criteria mentioned below. If you meet all the business loan eligibility criteria, you will need a set of documents to complete your application process.

Eligibility criteria

  • Nationality: Indian
  • Business vintage: At least 3 years
  • CIBIL Score: 685 or higher
  • Work status: Self-employed
  • Age: 24 to 80 years*

*24 years (18 years age of non-financial applicant / Co-applicant / Guarantor)

*Higher age limit is applicable at the time of loan maturity.

Documents

  • KYC documents – Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
  • PAN card
  • Proof of business ownership
  • Other financial documents
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