CC/OD Loan

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Management Systems

CC/OD Loan

CC/OD Loan refers to two types of credit facilities offered by banks:
● CC (Cash Credit): Provided to businesses for working capital needs.
● OD (Overdraft) Facility to withdraw money from the current account even when the balance is zero.

  • Professional Business Agency
  • Experience Team Members
Optimization

Why Choose a CC/OD Loan?

  • Access funds anytime within your approved limit.
  • Maintain liquidity for daily operations without cash flow interruptions.
  • Pay interest only on the amount you actually use, not on the full sanction.
  • Support seasonal business cycles, bulk purchases, or urgent requirements.
Our Solutions

Features & Benefits

  • Flexible Withdrawals – Use funds as needed, multiple times, within the limit.
  • Cost-Effective – Interest charged only on utilized amount.
  • Renewable Limits – Annual renewal facility based on financial performance.
  • Collateral/Non-Collateral Options – Depending on your business profile.
  • Quick Approvals – Minimal paperwork and faster disbursal.
  • Improved Cash Flow – Smooth day-to-day operations without financial stress.
Our Solutions

How It Works

Application –

Submit your business documents and loan request.

Sanction –

A credit limit is approved based on your eligibility.

Utilization –

Withdraw funds as and when required, directly from your bank account.

Repayment –

Deposit funds back anytime; interest is calculated only on the used amount.

Why Rohini Financial Services?

  • Trusted Expertise – Years of experience in business financing solutions.
  • Customized Limits – Loan amounts tailored to your business size and turnover.
  • Transparent Process – No hidden charges, clear terms, and complete guidance.
  • Dedicated Support – Relationship managers to assist at every step.
  • Wide Network – Tie-ups with leading financial institutions for better offers.

With Rohini Financial Services, you get not just funds but a partner for growth. Apply for your CC/OD Loan today and keep your business moving forward.

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