CC/OD Loan Calculator

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CC/OD Loan Calculator – Manage Your Business Finance Smartly

Take control of your business finances with our easy-to-use CC/OD Loan Calculator.
It helps you estimate your monthly interest, loan utilization cost, and overall borrowing expenses — so you can plan your working capital effectively before applying.

 

What is a CC/OD Loan?

A Cash Credit (CC) or Overdraft (OD) facility gives you the freedom to withdraw funds up to a sanctioned limit whenever your business needs liquidity. You pay interest only on the amount utilized, not on the full limit — making it one of the most flexible financing tools for growing businesses.


Why Use the CC/OD Loan Calculator?

  • 💡 Instant Interest Estimation: Calculate how much interest you’ll pay based on your usage.
  • 📊 Better Cash Flow Planning: Know your financial commitments before you borrow.
  • ⚙️ Customizable Inputs: Adjust credit limit, utilized amount, and interest rate to find your best scenario.
  • 💰 Transparency: Understand the real cost of your CC/OD facility before applying.
  • 🧮 Free & Easy to Use: No registration required — get accurate results in seconds.

How It Works

  1. Enter Total Sanctioned Limit – The total credit limit approved by the lender.

  2. Enter Utilized Amount – The portion of funds you plan to use.

  3. Enter Interest Rate (%) – Applicable annual rate for your CC/OD account.

  4. Click “Calculate” – Instantly see your monthly and yearly interest cost.


Plan Ahead with Confidence

Use the Rohini Financial Services CC/OD Loan Calculator to plan your business financing more effectively.
Once you find the ideal limit and utilization level, our experts can help you apply for the best-suited CC/OD Loan for your business.

📞 Contact us today or Apply Online to get personalized assistance from our financial team.

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