CC/OD Loan – Key Features
Manage your business cash flow with flexibility and ease through Cash Credit (CC) and Overdraft (OD) facilities from Rohini Financial Services. Designed especially for business owners, traders, and professionals, these loans help you maintain liquidity and meet working capital needs efficiently.
Key Features
💼 Flexible Credit Limit
Access funds up to a pre-approved limit based on your business turnover, stock, or receivables.
💰 Interest on Utilized Amount Only
Pay interest only on the amount you use, not on the entire sanctioned limit — saving you money every month.
🔁 Revolving Credit Facility
Withdraw and repay funds as needed within the limit, offering complete financial flexibility.
📈 Working Capital Support
Ideal for managing short-term business needs such as raw material purchases, supplier payments, and daily operations.
📄 Minimal Documentation
Quick approval process with simple paperwork and easy eligibility criteria.
⚡ Quick Processing & Renewal
Get your CC/OD facility approved swiftly, with hassle-free annual renewal options.
🏦 Customized Loan Solutions
Credit limits and terms tailored to your business type, cash flow, and repayment capacity.
🔒 Secured Facility
Loan backed by property, stock, or receivables for higher limits and lower interest rates.
👨💼 Expert Guidance
Our financial experts help you choose between CC and OD based on your business needs.