Commercial Purchase Loan – Interest Rates & Charges
At Rohini Financial Services, we offer Commercial Purchase Loans at competitive interest rates with flexible repayment options and transparent terms.
Our goal is to make business property ownership affordable and accessible for entrepreneurs, professionals, and companies across India.
Current Interest Rates
💰 Interest Rate Range: Starting from 9.50% p.a. (may vary based on borrower profile and property type)
📅 Loan Tenure: Up to 15–20 years
🏢 Loan Amount: Up to ₹10 crores or higher, depending on eligibility and property value
Final interest rate depends on your credit score, business turnover, property location, and loan tenure.
Types of Commercial Property Loans Covered
- Purchase of office spaces, shops, showrooms, warehouses, or industrial units
- Loans for ready-to-move or under-construction commercial properties
- Balance transfer of existing loans at lower rates
- Top-up loans for additional funding needs
Standard Charges
| Charge Type | Details |
|---|---|
| Processing Fee | 1% – 2% of the loan amount (non-refundable) |
| Documentation Charges | ₹500 – ₹2,000 depending on loan size |
| Prepayment / Foreclosure Charges | 2% – 4% of outstanding amount (varies by tenure and loan type) |
| Late Payment Penalty | 2% per month on the overdue amount |
| Cheque / ECS Bounce Fee | ₹500 per instance |
| Legal & Valuation Fees | Actuals (varies by property type and location) |
| Stamp Duty / Agreement Charges | As per state regulations |
Factors Influencing Interest Rates
- Applicant’s credit score and repayment history
- Business financials and cash flow stability
- Type, age, and market value of the property
- Loan amount and tenure chosen
- Existing banking relationship with Rohini Financial Services
Why Choose Rohini Financial Services
✔️ Affordable & Transparent Rates – No hidden fees or misleading terms
⚙️ Flexible Loan Structure – Tailored for businesses of all sizes
💼 Fast Processing – Quick approval and disbursal for time-sensitive property deals
👨💼 Expert Financial Guidance – Assistance throughout your loan journey
Plan Your Loan Smartly
Use our Commercial Purchase Loan Calculator to estimate your EMI and total repayment before applying.
Get in touch with our experts to find the best interest rate and plan for your business property purchase.
📞 Call Now or Apply Online to get your customized loan offer today!