Company Loan Eligibility
Before applying for a Company Loan with Rohini Financial Services, it’s important to know the basic eligibility criteria. We ensure that our loan process is simple, transparent, and designed to support businesses of all sizes – from startups to established enterprises.
Eligibility Criteria for Company Loan
- Business Type – Private Limited Company, Public Limited Company, Partnership Firm, LLP, or other registered businesses.
- Business Vintage – Minimum of 1–3 years in operation, depending on the loan type and amount.
- Annual Turnover – Must meet lender-specific revenue requirements (varies by bank/NBFC).
- Credit Score – A CIBIL score of 650+ is generally preferred for loan approval.
- Applicant’s Age – Directors/owners should be between 21 and 65 years at the time of loan maturity.
- Profitability & Stability – Company should show stable financials and repayment capacity.
- Collateral – For secured loans, property, equipment, or other assets may be pledged. Unsecured loans may not require collateral.
Documents Required
1. KYC Documents
PAN Card of the company and directors
Aadhaar Card / Passport / Voter ID (for promoters/owners)
2. Business Proof
Certificate of Incorporation / Partnership Deed / LLP Agreement
GST Registration / Udyam Registration (if applicable)
3. Financial Documents
Last 2–3 years’ audited balance sheet and profit & loss statement
Latest Income Tax Returns (ITR) of the company
6–12 months bank statements of the company
4. Other Documents
Address proof of business premises
Loan application form with company seal and authorized signatory