Rohini Financial Services – Doctor Loan Eligibility
Who Can Apply?
Our Doctor Loan is specially designed for medical professionals who want to expand or upgrade their practice. You may be eligible if you fall under the following categories:
- General Physicians
- Specialists & Surgeons
- Dentists
- Pathologists & Radiologists
- Other registered medical practitioners
Eligibility Criteria
To apply for a Doctor Loan with Rohini Financial Services, you must meet the following conditions:
Qualification – Applicant must hold a valid medical degree (MBBS, BDS, MD, MS, or equivalent recognized qualification).
Age – Minimum 25 years at the time of application and not more than 65 years at the time of loan maturity.
Practice Experience
- Fresh practitioners: Minimum 1 year of experience.
- Established practitioners: At least 2–3 years of independent practice.
Credit Profile – A healthy credit score (CIBIL 650+) is preferred for smooth approval.
Income / Repayment Capacity – Stable income from practice or employment to support EMI payments.
Documentation – KYC documents, medical registration certificate, income proof, and bank statements.
Why Eligibility Matters
- Faster loan processing & approval
- Helps determine maximum loan amount
- Builds trust and transparency with lenders