Flexible Credit for Smarter Business Management
The Dropline Loan from Rohini Financial Services is a modern credit facility designed to meet the ever-changing financial needs of businesses. It offers flexibility, control, and affordability — allowing you to withdraw funds as needed while keeping your interest cost low.
🌟 Key Features of Dropline Loan
1. Flexible Credit Limit
Get a pre-approved credit limit that you can use anytime during the loan tenure, giving your business the freedom to access funds whenever needed.
2. Reducing Limit Over Time
The available credit limit reduces gradually every month, ensuring disciplined repayment and better cash flow management.
3. Interest on Utilized Amount Only
Unlike traditional loans, you pay interest only on the amount you actually use — helping you save significantly on interest payments.
4. Customizable Tenure
Choose from flexible repayment periods ranging from 1 to 5 years, depending on your business needs and repayment capacity.
5. Quick & Easy Approval
Experience fast processing with minimal documentation and digital verification — ensuring your funds are available right when you need them.
6. Secured or Unsecured Options
Depending on your creditworthiness and financial history, choose between secured (collateral-based) or unsecured (no collateral) dropline loan options.
7. Transparent Charges
Enjoy complete transparency with no hidden fees — all interest rates and charges are clearly communicated upfront.
8. Ideal for Businesses and Professionals
Perfect for SMEs, traders, manufacturers, and service providers who require a revolving credit line for managing working capital or daily business expenses.