Transparent Rates, Flexible Repayments, and No Hidden Fees
At Rohini Financial Services, we believe in providing clear, transparent, and competitive pricing for every borrower. Our Dropline Loan is designed to help businesses access flexible working capital with affordable interest rates and minimal charges.
📊 Dropline Loan Interest Rates
Our Dropline Loan interest rates are tailored to your business profile, credit history, and repayment capacity.
| Type | Interest Rate (per annum) |
|---|---|
| Dropline Loan for Businesses | Starting from 10.99% p.a. |
| Dropline Loan for Self-Employed Professionals | 11.50% – 14.50% p.a. |
| Dropline Loan for MSMEs / SMEs | 12.00% – 15.99% p.a. |
💡 Final interest rate is subject to applicant’s credit score, financial history, and internal assessment by Rohini Financial Services.
💼 Other Applicable Charges
| Type of Charge | Details |
|---|---|
| Processing Fee | Up to 2% of the sanctioned amount (plus applicable taxes) |
| Prepayment / Foreclosure Charges | Between 2% – 4% of the outstanding balance (after lock-in period) |
| Late Payment Fee | 2% per month on overdue amount |
| Documentation / Administration Fee | Nominal one-time charge at the time of disbursement |
| Stamp Duty & Other Statutory Charges | As per government regulations |
⚙️ Key Highlights
🔹 Flexible credit line – Pay interest only on the amount you use
🔹 No hidden charges – 100% transparent loan structure
🔹 Attractive interest rates – Based on your profile and business performance
🔹 Multiple repayment options – Tailored for your cash flow