Education Loan Eligibility

At Rohini Financial Services, we make it easy for students to pursue their academic goals with simple and transparent eligibility criteria.
Whether you’re planning to study in India or abroad, our Education Loan helps you fund your education dreams with ease.

Basic Eligibility Criteria

✅ Applicant Type

Indian nationals who have secured admission to a recognized institution in India or overseas.

Students above 18 years of age (below 18 can apply jointly with a parent or guardian).

✅ Co-Applicant Requirement

A parent, guardian, or spouse must act as a co-applicant with a stable income source.

✅ Admission Status

Must have a confirmed admission through entrance exam or merit-based selection.

✅ Course Eligibility

Undergraduate, postgraduate, diploma, or professional degree programs.

Recognized by AICTE / UGC / Government / Reputed International Universities.

✅ Academic Record

Consistent academic performance and a strong educational background.

✅ Income Criteria

Co-applicant should have a regular income to ensure repayment capacity.

✅ Collateral Requirement (if applicable)

For higher loan amounts, collateral security (property, FD, etc.) may be required.

Documents Required

📄 Student Documents

KYC (Aadhaar, PAN, Address proof)

Admission letter from the institution

Fee structure and course details

Academic certificates and mark sheets

👨‍👩‍👧 Co-Applicant Documents

KYC documents (ID & address proof)

Income proof (Salary slips, ITR, bank statements)

Employment / business proof

🏢 Collateral Documents (if applicable)

Property documents / Fixed Deposit receipts / LIC policy papers

Factors That Affect Eligibility

Student’s academic record and course relevance

Institution’s reputation and accreditation

Co-applicant’s credit score and repayment capacity

Loan amount, tenure, and collateral type

Tips to Improve Loan Eligibility

📚 Maintain strong academic performance
💼 Include a financially stable co-applicant
📄 Submit complete and accurate documentation
💰 Choose recognized courses and institutions

Check Your Eligibility Instantly

At Rohini Financial Services, our team of experts helps you assess your eligibility quickly and guide you through the entire process.
We ensure fast approvals and flexible solutions to fund your education without stress.

📞 Call Now or 💻 Apply Online to check your Education Loan Eligibility today!