Transparent, Affordable & Tailored for Professionals
At Rohini Financial Services, we understand the financial needs of engineers and architects who strive to design, build, and innovate. Our Engineer & Architecture Loan comes with competitive interest rates, flexible repayment options, and no hidden costs, ensuring complete financial transparency and convenience.
💰 Interest Rate Details
| Loan Type | Interest Rate (per annum) | Tenure | Loan Amount |
|---|---|---|---|
| Engineer & Architecture Loan | 10.99% – 17.50% p.a. | Up to 60 months | ₹1,00,000 – ₹50,00,000 |
💡 The exact interest rate depends on your credit profile, income stability, business turnover, and repayment history.
⚙️ Other Applicable Charges
| Particulars | Charges / Details |
|---|---|
| Processing Fee | Up to 2% of the sanctioned loan amount |
| Documentation Charges | Minimal as per policy |
| Prepayment Charges | 2% – 4% (if paid before 12 EMIs) |
| Part Payment Charges | Nil (after 12 EMIs) |
| Loan Cancellation Fee | ₹1,000 or as applicable |
| Late Payment Penalty | 2% per month on the overdue EMI amount |
| Cheque Bounce / ECS Return | ₹500 per instance |
| Duplicate Statement Fee | ₹200 per request |
- 🧾 Key Highlights
- ✅ No collateral required – Fully unsecured loan
- ✅ Fixed interest rates for the entire tenure
- ✅ Flexible EMI options based on project cash flow
- ✅ Digital processing with instant approval
- ✅ Transparency guaranteed – No hidden costs
- 📈 Example of EMI Calculation
Loan Amount Interest Rate Tenure Approx. EMI ₹5,00,000 12% p.a. 36 months ₹16,607 ₹10,00,000 11.5% p.a. 48 months ₹26,122 ₹15,00,000 10.99% p.a. 60 months ₹32,859 - Use our Engineer & Architecture Loan EMI Calculator to know your exact monthly repayment based on your chosen loan amount and tenure.
- 🏦 Why Choose Rohini Financial Services?
- Transparent pricing with no hidden fees
- Instant loan approval and fast disbursal
- Tailored interest rates based on your profile
- Flexible repayment options up to 5 years
- Dedicated support for engineers and architects