Gaothan Loan Interest Rate and Charges – Rohini Financial Services
At Rohini Financial Services, we offer affordable and transparent Gaothan Loan solutions to help you unlock the potential of your property without financial stress.
Our goal is to provide flexible repayment options, competitive rates, and full clarity — so you always know what you’re paying for.
Interest Rates
💰 Attractive & Competitive Rates
Starting from: 11% p.a. (may vary based on applicant profile and property valuation)
Type of Interest: Fixed or reducing balance (depending on loan structure)
Based On:
Property location and valuation
Applicant’s credit score and repayment history
Income stability and documentation
Loan tenure and amount requested
💡 Applicants with strong credit history and stable income can enjoy the lowest interest rates.
Charges & Fees
| Particulars | Details |
|---|---|
| Processing Fee | 1% – 2% of the sanctioned loan amount (non-refundable) |
| Documentation Charges | As applicable |
| Prepayment / Foreclosure Charges | 2% – 4% of outstanding balance (subject to lender policy) |
| Late Payment Charges | 2% per month on overdue EMI |
| Legal & Valuation Charges | Based on property type and location |
| Stamp Duty | As per state government norms |
Additional Benefits
✔️ No Hidden Charges – Transparent terms and full disclosure of costs.
✔️ Flexible Tenure Options – Choose repayment up to 15 years to manage EMIs easily.
✔️ Balance Transfer Facility – Move your existing loan to us for better rates and service.
✔️ Customized Offers – Get interest rates tailored to your financial and property profile.
Example EMI Calculation
| Loan Amount | Interest Rate | Tenure | Approx. EMI |
|---|---|---|---|
| ₹5,00,000 | 11% p.a. | 10 years | ₹6,900/month |
| ₹10,00,000 | 12% p.a. | 15 years | ₹12,000/month |
(Values are indicative and may vary based on profile and valuation.)
Get the Best Rate for Your Gaothan Loan
At Rohini Financial Services, we ensure that every borrower receives the best possible deal with full transparency and professional support.
Our experts will guide you through property evaluation, eligibility, and loan structuring to get the lowest possible EMI.
📞 Call Us Today or 💻 Apply Online to get a personalized quote and know your eligible interest rate instantly!