Gold Loan Eligibility
At Rohini Financial Services, we make it easy for you to access instant funds using your gold ornaments. Our Gold Loan is designed for individuals who want quick financial support with minimal documentation and no credit score barriers. Before applying, review the simple eligibility criteria and required documents below.
✅ Who Can Apply for a Gold Loan?
Anyone who owns gold jewelry can apply for a Gold Loan with us. Whether you are a salaried professional, self-employed individual, business owner, or homemaker, your gold can help you unlock financial freedom instantly.
💡 Eligibility Criteria for Gold Loan
| Criteria | Details |
|---|---|
| Age | Minimum 21 years and maximum 65 years |
| Occupation | Salaried, self-employed, trader, farmer, or professional |
| Nationality | Must be an Indian resident |
| Gold Type | Only gold ornaments (jewelry) accepted – no gold coins or bullion |
| Gold Purity | Minimum 18 karat (K) and above |
| Weight Requirement | Minimum gold weight: 10 grams (approx.) |
| Credit Score | Not required – loan is based on gold valuation |
🧾 Documents Required for Gold Loan
We value your time, so the documentation process is kept minimal and straightforward.
🔹 Identity Proof (Any one)
Aadhaar Card
PAN Card
Passport
Voter ID
Driving License
🔹 Address Proof (Any one)
Aadhaar Card
Utility Bill (Electricity / Water / Gas)
Rent Agreement
Passport
🔹 Photograph
1 to 2 recent passport-size photographs
💡 No income proof or ITR required – your gold acts as your security.
⚙️ Gold Loan Process at Rohini Financial Services
Gold Valuation: Visit our branch or apply online for quick gold purity and weight testing.
Instant Approval: Get your eligible loan amount calculated within minutes.
Secure Storage: Your gold is sealed and stored safely in our insured vaults.
Fast Disbursal: Receive your loan amount instantly via bank transfer or cash.