Gold Loan Features – Secure, Fast & Affordable Financing
At Rohini Financial Services, we understand that gold is more than just jewelry — it’s an asset that can help you meet your financial goals without selling it. Our Gold Loan offers instant liquidity with complete safety and transparency, making it one of the simplest ways to access funds when you need them the most.
🌟 Key Features of Gold Loan
🔹 1. Quick and Hassle-Free Processing
Get your loan approved and disbursed within 30 minutes of gold valuation. Our simplified process ensures you receive funds instantly without long waiting periods.
🔹 2. High Loan-to-Value (LTV) Ratio
Avail up to 90% of your gold’s market value depending on purity and weight — ensuring maximum benefit from your assets.
🔹 3. Attractive Interest Rates
Enjoy low-interest rates starting from 9.50% p.a., designed to keep your EMIs affordable and repayment easy.
🔹 4. No Credit Score or Income Proof Needed
Your gold acts as the security — there’s no need for a CIBIL score or income documents. Anyone owning gold can apply.
🔹 5. Flexible Repayment Options
Choose repayment modes that suit you best — monthly EMIs, bullet repayment, or interest-only payments during the tenure.
🔹 6. Safe & Secure Storage
Your gold is kept in insured, tamper-proof vaults under 24/7 surveillance. We ensure 100% security until you reclaim it.
🔹 7. Transparent Valuation Process
Our valuation is done in your presence using certified purity testing machines, ensuring full trust and transparency.
🔹 8. Flexible Loan Tenure
Repay at your own pace with tenures ranging from 3 to 36 months — ideal for both short-term and long-term financial needs.
🔹 9. Zero Hidden Charges
We maintain complete transparency — no hidden fees, no surprises. You only pay what’s clearly mentioned in your loan agreement.
🔹 10. Easy Renewal and Top-Up Facility
Renew your existing loan or top-up your amount easily if you continue to need funds — without redoing the entire process.
💼 Why Choose Rohini Financial Services for Your Gold Loan?
Instant approvals and disbursal
Competitive interest rates
Transparent valuation and process
Dedicated customer support
Flexible repayment and renewal options