How to Apply for a Gold Loan
Getting a Gold Loan from Rohini Financial Services is fast, secure, and hassle-free. Whether you need funds for personal use, business growth, education, or emergencies, your gold can help you get instant cash — with minimal documentation and maximum convenience.
🪙 Simple Steps to Apply for a Gold Loan
Follow these 4 easy steps to get your loan approved within minutes:
Step 1: Apply Online or Visit Our Branch
You can start your application through our official website by filling out the Gold Loan Application Form, or visit your nearest Rohini Financial Services branch with your gold ornaments and basic documents.
Step 2: Gold Valuation
Our expert appraisers will test your gold for purity and weight using accurate, transparent methods. Based on the valuation, we’ll determine the eligible loan amount you can receive.
Step 3: Instant Approval
Once the valuation is complete, your loan is approved instantly. You’ll receive a confirmation with details of the loan amount, interest rate, and repayment tenure.
Step 4: Quick Disbursal
After approval, the loan amount is disbursed to your bank account or in cash (as per RBI guidelines) within minutes. Your gold remains safely stored in our insured, secured vaults until you repay the loan.
🧾 Documents Required
You only need basic KYC documents:
Identity Proof: Aadhaar Card, PAN Card, or Passport
Address Proof: Utility Bill, Voter ID, or Driving License
Photographs: Two passport-size photos
💡 No income proof or CIBIL score required.
🔒 Why Choose Rohini Financial Services for Gold Loan?
Instant approval and same-day disbursal
Transparent valuation and secure storage
High loan-to-value ratio (up to 90%)
Flexible repayment options
Trusted service with no hidden charges