Empowering Industries with Smart Financial Support
At Rohini Financial Services, we understand that every industry needs timely financial support to grow, expand, and stay competitive. Our Industry Loan is tailored for manufacturers, industrial units, and entrepreneurs who need funds for operations, infrastructure, or modernization.
Check below to see if you’re eligible to apply for an Industry Loan with us.
✅ Eligibility Criteria
- 👤 Applicant Type
- Manufacturing Units
- Small and Medium Enterprises (SMEs)
- Industrial Traders
- Partnership Firms / Private Limited Companies
- Self-Employed Professionals & Entrepreneurs
- 💼 Business Stability
- The business should have a minimum operational history of 2–3 years.
- Must show consistent turnover or profit as per audited financials.
- 💰 Income & Financial Health
- Must have a minimum annual turnover (as per loan amount requirement).
- Should maintain a positive cash flow and good financial standing.
- Applicants must show the ability to repay EMIs regularly.
- 📍 Location
- The industrial unit or business should be located in India with a valid business registration.
- 🏦 Credit Score
- A minimum credit score of 700 is preferred for faster approval and lower interest rates.
- Businesses with a strong repayment record may be eligible for higher loan limits.
- 📄 Documents Required
- To process your loan quickly, please keep these documents ready:
- KYC Documents: PAN, Aadhaar, or Passport
- Business Proof: GST Certificate / Udyam Registration / Partnership Deed
- Financial Documents: ITR (Last 2 years), Balance Sheet, P&L Statement
- Bank Statements: Last 6 months
- Address Proof: Utility bill or business premises proof
- Photographs: Passport-size photos of owners/partners
- 🌟 Quick Tips for Easy Approval
- Maintain a good credit score and clean repayment record
- Submit accurate and updated financial documents
- Choose a realistic loan amount based on your repayment capacity