Simple. Transparent. Affordable.
- At Rohini Financial Services, we believe in empowering our customers with clear and honest financial information. Our Instant Loan offerings are designed to provide quick access to funds at competitive interest rates — with no hidden costs and complete transparency throughout the process.
- Whether you need funds for personal, business, or emergency use, our instant loan solutions help you manage your financial needs smartly and affordably.
- Current Instant Loan Interest Rates
- Our Instant Loan interest rates are customized based on your income, credit profile, and repayment capacity.
Loan Type Interest Rate (per annum) Loan Tenure Instant Personal Loan 11.99% – 18.99% Up to 3 years Instant Business Loan 12.50% – 20.00% Up to 5 years Short-Term Emergency Loan 13.99% – 22.00% Up to 24 months - 💡 Note: Interest rates vary depending on applicant profile, credit score, loan amount, and repayment tenure.
- Factors Affecting Your Interest Rate
- Your final Instant Loan interest rate is determined by several key factors, including:
- Credit score and repayment history
- Monthly income or business turnover
- Loan amount and repayment tenure
- Employment type (salaried / self-employed)
- Existing financial obligations
- Our goal is to ensure you always receive the best possible rate for your financial profile.
- Instant Loan Charges & Fees
- At Rohini Financial Services, we maintain complete transparency in all charges. Below is the standard fee structure for Instant Loans:
Charge Type Details Processing Fee Up to 2% of the loan amount (plus applicable taxes) Prepayment / Foreclosure Charges 2% – 4% of prepaid amount (may vary by tenure) Late Payment Charges 2% per month on overdue EMI amount EMI Bounce / Return Charges ₹400 – ₹600 per instance Documentation / Verification Fees Nominal, depending on loan type No Hidden Charges All costs are disclosed upfront in your loan agreement - 📝 We believe in 100% transparency — every charge is clearly mentioned before loan disbursal.