Mudra Loan Interest Rates & Charges
The Pradhan Mantri Mudra Yojana (PMMY) offers affordable loans to micro and small businesses across India. At Rohini Financial Services, we ensure complete transparency on Mudra Loan interest rates and charges, so you can plan your finances confidently.
Mudra Loan Interest Rates
- Starting Interest Rate: Around 8% – 12% p.a. (may vary based on the bank/NBFC).
- Loan Categories:
- Shishu – Up to ₹50,000 (lowest interest rates, ideal for startups/small setups).
- Kishor – ₹50,001 to ₹5 Lakhs (moderate rates, based on business growth stage).
- Tarun – ₹5 Lakhs to ₹10 Lakhs (slightly higher interest, depending on profile and turnover).
- Rate Factors: Credit history, business type, repayment capacity, and lender’s policy.