Partnership Loan Eligibility

A Partnership Loan from Rohini Financial Services helps partnership firms access quick funding for expansion, working capital, or operational growth.
Before you apply, review the basic eligibility criteria to ensure your firm qualifies for a smooth approval process.

Basic Eligibility Criteria

✅ Applicant Type

Registered or unregistered Partnership Firms

Limited Liability Partnerships (LLPs)

Firms engaged in manufacturing, trading, or services

Co-partners jointly applying for a business loan

✅ Business Vintage

Minimum 1–2 years of continuous business operation.

Consistent business turnover with verifiable income.

✅ Annual Turnover

Minimum ₹20–25 lakhs annual turnover (varies by loan amount).

✅ Credit Score

A CIBIL score of 650+ for partners and the firm is preferred.

Good repayment history ensures better interest rates.

✅ Age Criteria

Each partner must be 21–65 years old at the time of loan maturity.

✅ Profitability & Cash Flow

The firm should have a positive cash flow and proven repayment capacity.

✅ Business Registration

Must have valid partnership deed and PAN registered under the firm’s name.

Documents Required

📄 KYC Documents

PAN, Aadhaar of all partners

Address proof of firm and partners

🏢 Business Proof

Partnership deed / LLP agreement

GST registration certificate

Business registration documents

📊 Financial Documents

Bank statements (last 6–12 months)

ITR and financial statements (last 2 years)

Proof of business turnover and invoices

Factors That Improve Eligibility

📈 Strong Credit History – Maintain a good CIBIL score for all partners.
💼 Stable Business Income – Show steady revenue growth over time.
💰 Low Existing Liabilities – Reduce ongoing loan commitments.
🧾 Clear Financial Records – Keep updated tax filings and transparent financials.

Who Can Apply

✔️ Manufacturing firms looking to expand operations
✔️ Service providers needing working capital
✔️ Traders and distributors managing inventory
✔️ Startups with consistent cash flow and client base

Check Your Eligibility Instantly

At Rohini Financial Services, we make it easy for partnership firms to get the right financing.
Our experts evaluate your profile and help you secure a loan with the best possible terms.

📞 Call Now or 💻 Apply Online to check your eligibility and get instant approval today!