Personal Loan Features

Check your pre-approved offer and other benefits

3 different loan types – Interest-only EMI option. We have different loan types that you can choose from, based on your needs – Term Loan, Flexi Term Loan, and Flexi Hybrid Loan. Check and compare loan types
Pro -tip Select Flexi Hybrid Loan type for interest-only EMIs up to 24 months. Since you are only repaying the interest in this period, the EMIs will be low. Check your eligibility with phone number and OTP and know if you can get the Flexi Hybrid Loan.
Money in your account in 24 hours*
You will get the loan amount in your bank account within 24 hours* or, in some cases, on the same day of approval.
Loan of up to Rs. 55 lakh
You can take a loan ranging from Rs. 40000 to Rs. 55 lakh – allowing you to manage different types of expenses.
Long repayment period – up to 96 months.
You can spread your repayment over 8 years, which means manageable EMIs right from the start.
Approval in just 5 minutes
Complete your application online and get quick approval for your instant personal loan.
No part-prepayment charge on Flexi Loans
With our Flexi Loans, you can withdraw and part-prepay at no extra charges – as many times as you want.
No guarantor or collateral needed
You do not need to provide any collateral such as gold ornaments and property papers to get the loan.

*Terms and conditions apply. These features make this one of the best personal loans in India.