Private Limited Salary Loan Eligibility
Check If You Qualify Before You Apply
At Rohini Financial Services, we make getting a Private Limited Salary Loan simple and accessible for salaried professionals working in reputed private limited companies. Before you apply, it’s important to understand the eligibility requirements — ensuring a faster approval and smoother loan process.
✅ Basic Eligibility Criteria
To apply for a Private Limited Salary Loan, the applicant must meet the following conditions:
1. Employment Type
Must be a salaried employee of a Private Limited or Public Limited Company.
Employees working in registered firms or multinational companies are eligible.
2. Age Limit
Minimum age: 21 years
Maximum age at loan maturity: 60 years
3. Monthly Income
Minimum net monthly income of ₹20,000 (varies by city).
Higher income may qualify for larger loan amounts.
4. Work Experience
Minimum 1 year of total work experience.
At least 6 months of continuous employment with the current employer.
5. Credit Score (CIBIL)
A CIBIL score of 700 or above is preferred.
A good repayment history helps in faster approval and better interest rates.
📄 Documents Required for Private Limited Salary Loan
To complete your application, submit the following documents:
| Category | Documents Required |
|---|---|
| Identity Proof | Aadhaar Card, PAN Card, Passport, or Voter ID |
| Address Proof | Utility Bill, Rent Agreement, or Aadhaar Card |
| Income Proof | Last 3 months’ Salary Slips |
| Bank Statements | Salary Account Statement for the last 6 months |
| Employment Proof | Company ID Card or Employment Letter |
| Photographs | Recent Passport-size Photos |
💼 Additional Eligibility Factors
Apart from basic requirements, the following factors can improve your eligibility:
Stable employment with a reputed private limited company
Consistent income and low existing EMIs
Healthy debt-to-income ratio
Good relationship with banks or financial institutions