Receivables Loan Eligibility – Check Your Qualification
A Receivables Loan from Rohini Financial Services helps businesses convert unpaid invoices into instant working capital.
Before you apply, review the basic eligibility criteria to ensure a smooth and quick approval process.
Basic Eligibility Criteria
✅ Applicant Type
Micro, Small & Medium Enterprises (MSMEs)
Traders, distributors, and manufacturers
Service providers and contractors
Startups with consistent client billing
Exporters and suppliers with verified receivables
✅ Business Vintage
Minimum 1–2 years of stable business operations with regular invoicing.
✅ Turnover Requirement
Minimum annual turnover of ₹25 lakhs (varies based on loan amount).
✅ Invoice Criteria
Invoices should be current, valid, and due within 30–180 days.
Must be raised to credible and financially stable clients.
✅ Credit Score
A CIBIL score of 650+ is preferred for faster approvals.
✅ Age of Applicant / Proprietor
Minimum 21 years and maximum 65 years at loan maturity.
✅ Nationality
Indian citizens or entities registered in India are eligible.
Documents Required
📄 KYC Documents
PAN, Aadhaar, and business address proof.
🏢 Business & Financial Documents
GST certificate / Business registration proof
Bank statements (last 6–12 months)
ITR and financials for the last 2 years (if applicable)
Client invoices and payment terms
🧾 Receivables Proof
Invoice copies, purchase orders, or contracts confirming payment due.
Factors Affecting Eligibility
Consistency of business income
Client payment reliability and creditworthiness
Volume and value of invoices raised
Applicant’s repayment record and financial health
Tips to Improve Eligibility
📊 Maintain a strong business turnover and steady receivables.
🧾 Keep clear and accurate invoicing records.
💼 Work with reputed clients or organizations.
💰 Maintain a healthy credit score and clean financial track record.
Check Your Eligibility Instantly
With Rohini Financial Services, getting a Receivables Loan is quick, transparent, and hassle-free.
Our experts assess your profile and help you secure the right funding solution for your business needs.
📞 Call Now or 💻 Apply Online to check your eligibility and get instant approval today!