SME Loan Features

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SME Loan Features

Small and Medium Enterprises (SMEs) are the backbone of India’s economy. At Rohini Financial Services, we provide tailor-made SME Loans designed to meet your business requirements—whether it’s for expansion, working capital, equipment purchase, or managing operations smoothly.

🌟 Key Features of Our SME Loan

1. High Loan Amount

Get access to funds up to ₹5 Crore or more, based on your business profile, turnover, and credit history.

2. Flexible Repayment Tenure

Repay your loan comfortably with flexible tenure options ranging from 12 months to 10 years, depending on loan type and amount.

3. Competitive Interest Rates

Enjoy attractive and affordable interest rates starting from 10% p.a., tailored to your business’s financial standing.

4. Secured and Unsecured Loan Options

Choose between collateral-free loans for quick approval or secured loans for larger amounts at lower interest rates.

5. Quick Approval & Fast Disbursal

Experience a smooth loan process with minimal documentation and quick disbursal, so you can focus on business growth.

6. Wide Range of Usage

Use the loan for:

Business expansion or modernization

Purchase of machinery or equipment

Working capital needs

Renovation or new setup

Vendor and supplier payments

7. Top-Up Facility

Existing loan customers can avail of additional funds as their business grows, without going through a lengthy re-application process.

8. Transparent Terms

No hidden charges – every detail of your loan is shared upfront for complete financial clarity.

🏆 Why Choose Rohini Financial Services for SME Loans?

  • Expert guidance in structuring the right financial solution for your SME.
  • Partnerships with leading banks and NBFCs for the best loan offers.
  • Fast, transparent, and customer-focused process.
  • Flexible repayment options designed around your cash flow.
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