Startup Loan Interest Rate and Charges
At Rohini Financial Services, we understand that every startup needs the right financial boost to grow. That’s why we offer Startup Loans at competitive interest rates and with transparent charges — so you can focus on building your business, not worrying about hidden costs.
💰 Startup Loan Interest Rates
Our startup loan interest rates are designed to suit different business models, credit profiles, and industries. We work with top banks and NBFCs to offer you the most affordable and flexible loan options.
| Loan Type | Interest Rate (Approx.) | Loan Amount Range | Repayment Tenure |
|---|---|---|---|
| Unsecured Startup Loan | 10.50% – 17.00% p.a. | ₹1 Lakh – ₹50 Lakhs | 1 – 7 years |
| Secured Business / Project Loan | 9.00% – 14.00% p.a. | ₹10 Lakhs – ₹5 Crores | Up to 10 years |
| MSME Startup Loan | 9.50% – 15.50% p.a. | ₹2 Lakhs – ₹2 Crores | Up to 7 years |
💡 Interest rates depend on factors like your business plan, credit score, loan type, and financial stability.
⚙️ Factors Affecting Startup Loan Interest Rates
Credit Score: A higher CIBIL score (700+) helps secure lower interest rates.
Business Plan Viability: A strong and realistic business model improves lender confidence.
Loan Amount and Tenure: Larger or longer-term loans may attract slightly higher rates.
Collateral Availability: Secured loans typically offer better rates than unsecured ones.
Applicant Profile: Experience, business background, and repayment capacity influence the rate.