Third Party Loan Interest Rate and Charges
At Rohini Financial Services, we believe in offering transparent, affordable, and customer-friendly loan solutions.
Our Third Party Loan comes with competitive interest rates and minimal charges, making it easier for you to access funds with the support of a trusted guarantor or collateral provider.
Interest Rates
đź’° Attractive & Flexible Rates:
Interest Rate Range: Starting from 10.50% p.a. (may vary based on applicant’s and guarantor’s credit profile)
Type of Interest: Fixed or reducing balance (as per loan structure)
Rate Depends On:
Applicant’s and guarantor’s CIBIL score
Loan amount and tenure
Collateral value or guarantor’s financial standing
Business or employment stability
🧮 A higher credit score and stable guarantor profile can help secure lower interest rates.
Applicable Charges
| Particulars | Charges / Details |
|---|---|
| Processing Fee | 0.5% – 2% of the sanctioned loan amount (non-refundable) |
| Documentation Charges | As applicable |
| Prepayment / Foreclosure Charges | 2% – 4% of the outstanding loan amount (may vary by lender) |
| Late Payment Charges | 2% per month on overdue EMI |
| Stamp Duty & Legal Charges | As per state laws and loan agreement |
| Loan Cancellation Fee | Nil (if cancelled before disbursal) |
| Part-payment Charges | Allowed after 6 months (subject to lender’s policy) |
Additional Benefits
✔️ No Hidden Costs – 100% transparency in all charges
✔️ Flexible Repayment Options – Choose tenure and EMI structure that suits your budget
✔️ Attractive Offers for Existing Customers – Lower rates and faster approvals
✔️ Balance Transfer Facility – Transfer your existing loan at better rates
Example: Indicative EMI Calculation
| Loan Amount | Interest Rate | Tenure | Approx. EMI |
|---|---|---|---|
| â‚ą5,00,000 | 11% p.a. | 24 months | â‚ą23,400/month |
| â‚ą10,00,000 | 12% p.a. | 36 months | â‚ą33,200/month |
(Indicative figures; actual EMI depends on profile and terms.)
Get the Best Rate for Your Third Party Loan
At Rohini Financial Services, we customize loan offers based on your financial profile, guarantor strength, and repayment capacity — ensuring the lowest possible rates and maximum benefits.
đź“ž Call Us Today or đź’» Apply Online to get a personalized quote and check your eligible rate instantly!